Creator program

How creators get paid

How referrals are credited, how commission is earned, and when it’s paid.

• Two plans

  Standard: 33% of every payment your referrals make, for as long as they stay subscribed.

  Discount: 25% of every payment, for as long as they stay subscribed, and your readers get 20% off their first year. Renewals are at full price.

• How a referral is credited

  Your link keeps you credited for 90 days. If a reader clicks more than one creator’s link, the last one before they buy gets the credit.

  Readers can also enter your code on www.useworkbench.io, or in the Creator code box at checkout. Once a subscriber is credited to you, they stay yours. Your own purchases don’t earn commission.

• How commission is earned

  You earn as each subscriber uses the time they paid for, so an annual subscription pays out month by month across the year, not all at once. Commission is on what the subscriber paid, not counting sales tax.

• Refunds

  Subscribers can cancel at any time and get the unused part refunded. A refund, or a chargeback we lose, reduces the commission on that payment by the same share.

• When you’re paid

  Each month closes on the 1st, New York time. After the close we pay what you earned that month to your bank through Stripe. There’s no minimum, and we cover Stripe’s fees.

  Payouts start once you finish Stripe’s payout setup, which is open wherever Stripe supports payouts.

• Upgrades to the full membership

  If a subscriber you referred joins the full ETF Portfolio Mechanics membership on Seeking Alpha, commission on their Workbench subscription stops from the day they upgrade. In its place we pay you a one-time buyout for that subscriber, in an amount we set case by case.

• Model portfolios

  Your creator account can see the model portfolios. Please don’t show or share them; they’re for ETF Portfolio Mechanics members on Seeking Alpha.

• Rate changes

  A change to your rate or plan applies from the day it’s made. Everything you earned before keeps the old rate.

• Your earnings

  Sign in to Workbench and open Account to see what’s booked, what’s pending and what’s been paid.